Passionate about innovation strategies and managing uncertainties to seize opportunities. He has had various roles within the Atlas group where he began in 2000 in commercial underwriting and eventually lead risk, compliance and business intelligence functions. He has further expertise in EU based insurance protected cell structures, from traditional captive models to new consumer InsurTechs using smart contract Blockchain technology. He is also Risk Manager and Chair of the Risk and Regulatory Committee of Merill SICAV plc, a UCITS collective investment scheme. To help promote and advance risk management in Malta, he co-founded the Malta Association of Risk Management (MARM) where he is currently a board member. He is an MSc Risk Management graduate from Birmingham City University with his dissertation focused on developing a risk management framework for EU Insurance Protected Cell Companies that also meets Solvency II Pillar 2 requirements. He is a Fellow of the Chartered Insurance Institute and Certified Fellow of the UK Institute of Risk Management.